Turn Ideas Into InsightsWrite like a pro, even if you're not. AI magic at your fingertips.

Personal Finance 💵

28Memos

Get a blank atm card

Think your ATM card is just for cash? Think again! It's a powerful tool for boosting your office efficiency and financial freedom.

BEWARE OF THE PITFALLS OF THE CRYPTO WORLD

Ever feel like a cog in a machine? That's your cue to start exploring, not for some grand, predefined purpose, but for what makes your mind come alive.

The Art of Negotiation: Strategies from the Diplomatic World

Negotiation, a subtle art practiced in the high-stakes world of diplomacy, holds lessons for us all. Mastering it can turn conflicts into opportunities...

Multipart

How to buy a new car without getting ripped off

The first step to getting a good deal on a car is to give yourself enough time to find one. If you have a time constraint, you’re giving car dealerships an advantage – and they will know how to make the most out of it.

How The Viral YNAB Budgeting Method Works

You Need A Budget (YNAB) is one of the most downloaded budgeting apps. It began in 2010, and now has huge communities on Reddit, YouTube, Facebook and more. It is based around the "cash envelope" budgeting system where all income is instantly divided between digital "envelopes." @

Entrepreneurship & The E-Myth with Marcus Garrett

The E-Myth by Michael Gerber explains that only 1 in 5 small businesses are still operational after 5 years. The main reason - many entrepreneurs are "Technicians" who specialize in a particular service/product and believe that passion and skill in that 1

What nobody tells you about being rich

Real wealth is invisible. You can see what people spend money on (homes, cars, luxury items) but you can’t see what’s in their bank account. That makes it hard to separate reality from appearance. All you know about someone with a $100,000 car is that they have $100,000 less.

How to know when to sell your stocks

Finding a compelling reason to get out of the stock market is easy. The hard part is judging how it will affect your financial stability – especially if you’re considering retirement. @

Multipart

Is there a millionaire mindset?

The Millionaire Next Door, Thomas Stanley’s runaway bestseller, revealed to the world a surprising picture of America’s millionaires. Instead of the flashy stereotype of big houses and yachts, they were like you and me but just had more money.

The Unexpected Keys to Unlocking Your Best Self

JOIN THE GREAT ILLUMINATI FOR FAME AND RICHES, YOU DON’T NEED TO PAY ANY MONEY illuminatibrotherhood08@gmail.com

Wealth Beyond the Cubicle: Unexpected Paths

The well-trodden path isn't the only route to wealth. In fact, some of history's most remarkable fortunes were built by those who dared to deviate, who saw opportunity where others saw only the unconventional.

Dermatologists Say: Don't Waste Your Money on These Products

Dermatologists Dr. Muneeb Shah and Dr. Luke Maxfield go by the name "Doctorly" on Youtube and they share valuable advice about skincare. Here are skin care products they say are a waste of money and what to buy instead.

What is 10x Travel? The basics

10x travel is essentially a hobby centering around 2 things: 1) Earn as many points & miles as possible 2) Redeem those points & miles for maximum travel savings

Top 10 Most Popular Episodes of The Dave Ramsey Show

Your Circumstances Don't Matter, You Can Still Become Debt Free!: April 28, 2021 @

The truth about being bad with money...

Our relationship with money is crucial to our wellbeing. It's also incredibly complicated. And when that relationship gets strained – prompting guilt or even panic – it’s easy to feel overwhelmed.

A beginner’s guide to smart investing

Making short-term investments = treating the markets like a casino. In the big picture, the stock market edges ever upward. So the longer your horizon (5-30 years), the better your odds.

Rule #1: A foolproof investment plan for beginners

Anyone can achieve success on the stock market by following one simple formula: find the right business for you, assess its real value, buy stock in it at half that value, then repeat. This strategy was developed by Warren Buffett and simplified in Phil Town’s book Rule #1.

The Cybergoattechie is a go-to for Credit Score Repair Services!

Ever feel like you're stuck in a financial rut? Credit repair might be the key to escaping it and achieving true financial independence.

Mastering the Art of Detached Financial Wisdom

Investing isn't just about the green—it's about finding zen in the ups and downs of the market. Think of it as financial yoga for your portfolio.

Multipart

Thoughts on Personal Finance

After reading about the collapse in the highly ambiguous industry of digital currency, I thought I would share my two cents on personal finance that comes from the middle-class lay-person’s point of view.

10x Travel - The vital Acronyms

I'm learning to maximize credit cards and reward miles using the 10x Travel Method and saving all the acronyms found in the 10x FB Group to this Memo to help me keep track all the vitals. Need a quick reference? Save this Memo. Did I miss any? Comment below. Thanks!

Anjie & RJ on "Women & Money"

After Anjie & RJ paid off over $120k in student loan debt within the first year of their marriage, they began helping other couples as well as young people with financial advice via their popular Rich By Intention blog and Instagram account.

Cash is trash: Robert Kiyosaki’s dire financial warning

A colossal event is looming on the financial horizon: the US dollar will inevitably fail as the world’s reserve currency. According to businessman and bestselling author Robert Kiyosaki, the only question is what will happen next: hyperinflation or hyperdeflation.

How do I talk to friends about money issues?

Bringing up money issues is fraught with emotion: asking may feel invasive, while being put on the spot about your finances is often uncomfortable. Things can get awkward quickly.

In tough times, what’s the ONE bit of financial advice people wish they’d followed?

“Pay yourself first”. “Don’t have credit cards”. “Invest long term”. We’ve all heard the advice, whether from finance gurus, our accountant, or Warren Buffett.